It's always going to be expensive, for the first year you've hold your private hire driver's licence.
First year premiums of between £3,000 and £4,000 are not uncommon, especially in London. I expect it'd be cheaper because you're based in Birmingham?
Most people pay in monthly instalments.
Even experienced drivers with several years NCB pay around £1,000.
call this taxi insurance broker in bimringham its is a good and cheap insurance quote will give you.
Website link: http://www.2insure.co.uk/
Cheers
Sheher yar
You would insurance to cover you for the hire and reward for the carriage of passengers.
You're local authority should tell you how to get your car plated, look on their website, it will be in the same section as your private hire driver's licence.