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  1. Universal CreditUniversal Credit is for people who are on a low income or out of work. It is usually paid as a single monthly payment to a whole household, and can include help towards childcare and housing costs. While self-employed people have always been able to access this scheme, the conditions to access it have been relaxed for the rest of the Coronavirus lockdown period. https://www.gov.uk/apply-universal-credit Deferring Self-Assessment Tax PaymentsIf you’re due to pay a self-assessment tax payment on account by 31 July 2020 but the impact of the coronavirus causes you difficulty in making payment by that date, then you may delay that payment until January 2021. Self-Employed Income Support SchemeThe Self-employment Income Support Scheme will offer support to self-employed individuals whose income has been negatively impacted by COVID-19. The scheme will provide up to £2,500 per month and will be accessible to the majority of self-employed drivers. https://www.gov.uk/guidance/claim-a-grant-through-the-coronavirus-covid-19-self-employment-income-support-scheme But any grant received will be treated as part of your self-employment income and may affect the amount of Universal Credit you get. Government-Backed LoansThe scheme is not directly provided by the government but is instead run through approved finance companies including all the major banks. The scheme gives you support to access a wide range of loans, including term loans, overdrafts, invoice finance and asset finance to help you with cashflow during the coronavirus pandemic period. ONLY if you have been receiving your payments through a separate business account then you are able to apply for the scheme through any one of the 40 approved lenders. https://www.british-business-bank.co.uk/ourpartners/coronavirus-business-interruption-loan-scheme-cbils-2/for-businesses-and-advisors/
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